Creative Homes is excited to announce a brand-new program to help bring certainty to our homeowners and ease the pain of affording a better-built, brand-new home. If you've fallen in love with the idea of living your life in a Creative home, we are here to make this a reality.
Our 2-1 Buydown allows you to enjoy lower monthly mortgage payments for the first two years of your loan, keeping some extra cash in your pocket so you can do the things new homeowners want to do, like purchasing new furniture and turning your house into your home.
A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. We offer a rate two percentage points lower during the first year and one percentage point lower in the second year. After the two years, your rate goes to the permanent rate at which you bought at.
| Interest Rate | Monthly Payment & Interest | Monthly Savings | |
| Year 1 | 4.00% | $2,482.56 | $635.10 |
| Year 2 | 5.00% | $2,791.47 | $326.19 |
| Year 3+ | 6.00% | $3,117.66 | $0 |
If you have any questions, don't hesitate to reach out to Olga! We know that finances can be overwhelming and confusing. That is why we can have Olga connect you to our mortgage coaches. They can help you personalize a financial incentive package perfect for you and your lifestyle, or just chat with you about any questions you may have. We look forward to helping you!
Everyone at Creative Homes was very easy to work with. They were very kind, helpful, professional and helped us through some ARC roadblocks so we could get the home we always wanted. My husband and I highly recommend Creative Homes!
Our family recently purchased a move in ready home from Creative Homes and we absolutely love it. The design and quality of the home was done with great attention to detail. The staff, in all phases of our purchase, was amazingly accommodating and professional. I would recommend Creative to anyone who is looking to move into a new house or build a new house!
I cannot express how happy we are with the overall experience we have had with Creative Homes. Everyday my husband and I say “we love our house”. Everything from the flooring to the fixtures turned out better than we could have imagined. From the beginning to the end Creative was there for us every step of the way! We are so grateful to Creative Homes for building our dream home!
We love it from top to bottom inside and out!!! Thank You!! Creative Homes has been fantastic to work with, they have made it a breeze purchasing a new home. Every single person I’ve met from Creative Homes has been a pleasure to meet and they are very friendly and knowledgeable.
The building process was so fun and easy; every week it was so exciting to see progress on our home. The design studio made for an easy experience when picking all the materials for our home. From start to completion, their attention to detail was phenomenal. Creative Homes has a solid team of experts and were always there to answer any question we would have. There is no doubt that I would recommend Creative Homes to anyone building a home.
