Creative Homes is excited to announce a brand-new program to help bring certainty to our homeowners and ease the pain of affording a better-built, brand-new home. If you've fallen in love with the idea of living your life in a Creative home, we are here to make this a reality.
Our 2-1 Buydown allows you to enjoy lower monthly mortgage payments for the first two years of your loan, keeping some extra cash in your pocket so you can do the things new homeowners want to do, like purchasing new furniture and turning your house into your home.
A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. We offer a rate two percentage points lower during the first year and one percentage point lower in the second year. After the two years, your rate goes to the permanent rate at which you bought at.
| Interest Rate | Monthly Payment & Interest | Monthly Savings | |
| Year 1 | 4.00% | $2,482.56 | $635.10 |
| Year 2 | 5.00% | $2,791.47 | $326.19 |
| Year 3+ | 6.00% | $3,117.66 | $0 |
If you have any questions, don't hesitate to reach out to Olga! We know that finances can be overwhelming and confusing. That is why we can have Olga connect you to our mortgage coaches. They can help you personalize a financial incentive package perfect for you and your lifestyle, or just chat with you about any questions you may have. We look forward to helping you!
I cannot express how happy we are with the overall experience we have had with Creative Homes. Everyday my husband and I say “we love our house”. Everything from the flooring to the fixtures turned out better than we could have imagined. From the beginning to the end Creative was there for us every step of the way! We are so grateful to Creative Homes for building our dream home!
I want to take a minute and write to you to express our gratitude for you and the whole Creative Homes Team. You made our dream come true, and every time I enter our new home I cannot believe it is ours. Thanks again!
We had an exceptional experience with Creative Homes and would recommend them to anyone. Not only did we get a well-built home, but the customer service exceeded our expectations. From our first meeting, to well-after we closed on our new home, the Creative Homes team made us feel like we were family. We already know we want Creative Homes to build our next home (in many, many years)!
From the initial conversations and choosing our lot and floor plan, to our design meeting and the actual build itself Creative's team made us feel at ease and went above and beyond. We felt like they truly cared and looked out for our best interests.
We really had a great home building experience with Creative. Our home was completed on schedule and they worked closely with us on every aspect of the project. Our site supervisor was incredible – he was catching things before we even noticed them and had them remedied quickly and to our standards. Overall, we would highly recommend Creative and would build with them again in the future.
