Creative Homes is excited to announce a brand-new program to help bring certainty to our homeowners and ease the pain of affording a better-built, brand-new home. If you've fallen in love with the idea of living your life in a Creative home, we are here to make this a reality.
Our 2-1 Buydown allows you to enjoy lower monthly mortgage payments for the first two years of your loan, keeping some extra cash in your pocket so you can do the things new homeowners want to do, like purchasing new furniture and turning your house into your home.
A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. We offer a rate two percentage points lower during the first year and one percentage point lower in the second year. After the two years, your rate goes to the permanent rate at which you bought at.
| Interest Rate | Monthly Payment & Interest | Monthly Savings | |
| Year 1 | 4.00% | $2,482.56 | $635.10 |
| Year 2 | 5.00% | $2,791.47 | $326.19 |
| Year 3+ | 6.00% | $3,117.66 | $0 |
If you have any questions, don't hesitate to reach out to Olga! We know that finances can be overwhelming and confusing. That is why we can have Olga connect you to our mortgage coaches. They can help you personalize a financial incentive package perfect for you and your lifestyle, or just chat with you about any questions you may have. We look forward to helping you!
If you are thinking about building a home with Creative do it! The entire process and team has been outstanding. Everyone warns you about how awful building a house is, with Creative it has been nothing but a turn key easy process. Their team is best in class.
We recently moved into our new home built by Creative Homes and we absolutely love it! The attention to detail and quality throughout is first class! We've received so many compliments from people who have seen it. From start to finish we received top notch customer service that went above and beyond any expectations. We absolutely recommend Creative Homes to anyone considering a build. You'll be glad you did!
The building process was so fun and easy; every week it was so exciting to see progress on our home. The design studio made for an easy experience when picking all the materials for our home. From start to completion, their attention to detail was phenomenal. Creative Homes has a solid team of experts and were always there to answer any question we would have. There is no doubt that I would recommend Creative Homes to anyone building a home.
